1. Preface

Pulse is a smart wallet built on three principles: Safe, Easy, and Fun.

Safe — Pulse removes the biggest risks in crypto. There are no seed phrases to write down and no private keys that can leak. User credentials stay inside the device's secure hardware (Face ID, Touch ID, secure enclaves) and never leave it. This makes common attacks like phishing, SIM swaps, and key extraction essentially irrelevant.

Easy — Creating a wallet takes seconds. Logging in is a single biometric action. There is no setup friction, no 24-word phrase to memorize, and no complicated key management. Users don't even need to hold ETH or other native tokens to transact — gas fees can be paid with $PULSE Points. Pulse behaves like a modern app, not a traditional crypto wallet.

Fun — User activity matters. Every transaction, social interaction, and piece of content contributes to the user's Pulse Credit Score. A higher credit score unlocks larger rewards, exclusive access, stronger decision power, and real-world benefits. Engagement becomes genuinely rewarding.

Pulse achieves these through two core pillars:

• Passkey Technology — Built on Account Abstraction (ERC-4337) and Passkeys (WebAuthn), Pulse creates smart contract wallets that are both more secure and more intuitive than legacy wallets.

• The Credit System — On-chain behavior is measured, scored, and rewarded. The result is portable reputation that follows users across Web3 and into real-world partnerships.

The outcome is simple: a wallet where strong security does not add friction, and where being an active participant genuinely pays off.